Terms and Conditions for Payscribe

Introduction

These Terms of Service ("Terms") are entered between Payscribe Limited ("we", "us", or "our") and you to govern your access and use of Payscribe websites, services, and applications (collectively the "Service").

Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, agents, and others who access or use this platform.

We are an independent contractor for all purposes, providing this website and services on an independent service provider basis. We do not control or assume liability for the products or services paid for with our service, and we do not guarantee any user's identity or that a buyer/seller will complete a transaction.

Your Use of the Service

By accessing or using the Service, you agree to be bound by these Terms. If you use the Service on behalf of an organization, you agree on behalf of that organization and represent that you have authority to bind it.

You may use the Service only if you can form a binding contract with Payscribe and comply with all applicable laws and regulations. The Service may evolve, change, or be discontinued in whole or in part, temporarily or permanently, with or without prior notice.

Accuracy of Materials

Materials on our website may include technical, typographical, or photographic errors. Payscribe does not warrant that website materials are accurate, complete, or current, and may change materials at any time without notice.

Identity Verification

To use certain features, you may be required to provide personal information (such as name, location, phone number, email, date of birth, National ID, and bank information). You confirm all information provided is accurate and authentic, and agree to update us when it changes.

You authorize Payscribe (directly or via third parties) to perform reasonable inquiries to verify identity and protect against fraud, including querying public reports and linked bank account information.

Disputes & Reversal

If you believe an unauthorized or problematic transaction occurred, you must notify us immediately. All payment-related claims must be made within 24 hours of payment; otherwise, claims are deemed waived to the fullest extent of law. Transaction details/ID are required for dispute resolution.

Age Restriction

Our website and services are not directed to children under 18. We do not knowingly transact with or provide services to children under 18.

Computer Viruses

We are not liable for damages or interruptions caused by malware, phishing, spoofing, or similar attacks. Use reputable security tools and verify communications by signing in directly to your Payscribe account.

Account Security

You are responsible for safeguarding your password and all activity under your account. Use strong passwords and do not disclose them to third parties. Notify Payscribe immediately of any security breach or unauthorized account use.

Updates, Modifications & Amendments

We may update these Terms at any time by posting changes on this page. If you object to any change, you must immediately stop using our website and services.

Third-Party Links

The Service may include links to third-party websites/services not owned or controlled by us. We do not endorse or assume responsibility for third-party content, and your dealings are solely between you and those third parties.

Online-Payment Terms

• Fees are exclusive of taxes/levies, due immediately, and non-refundable.
• No-refund policy applies regardless of account termination or service disruptions.
• Published pricing may differ from prevailing pricing; company determines final pricing.
• Promotional offers may vary by user and do not affect other user agreements.
• Company may change fees as necessary; users should review the website periodically.

Internet Delays

Service may be subject to internet-related limitations, delays, and communication issues. The company is not responsible for resulting delays, transaction failures, or related damage.

Indemnification

You agree to defend, indemnify, and hold harmless Payscribe and its affiliates, employees, contractors, agents, officers, and directors from claims, losses, liabilities, damages, costs, and expenses (including legal fees) arising from your use of the Service or violation of these Terms/laws.

Account Usage and Responsibilities

You must use Payscribe only for lawful and authorized purposes and comply with all applicable laws.

Prohibited activities include:

• Illegal or fraudulent activity.
• Exploiting glitches/errors for unjust rewards or profits.
• Manipulating FX rates for personal gain.
• Manipulating third-party websites/apps for unjust gains.
• Using virtual cards for unauthorized/fraudulent activity, including credit card or chargeback fraud.

Consequences of Violation

• Account Termination: immediate termination without prior notice.
• Recovery of Unjust Rewards: recovery of gains obtained through glitches/errors.
• Legal Action: pursuit of legal remedies for prohibited conduct.

Reporting Violations

Report suspected violations/fraud immediately to support@payscribe.com.

Governing Law

These Terms are governed by the laws of the Federal Republic of Nigeria and the Republic of Cameroon. You submit to the non-exclusive jurisdiction of State and Federal Courts in Nigeria and Cameroon.

Contact Us

If you have any questions or concerns relating to these Terms, contact us at hello@payscribe.com.

Date of last revision: 5th of December 2024