Savings as a Service
Enable Smarter Saving Experiences with Payscribe
Help users save automatically, manage funds better, and build financial stability — all powered by Payscribe's infrastructure.
What is Savings-as-a-Service?
Savings-as-a-Service enables you to offer digital savings accounts, automated saving tools, and goal-based financial experiences without building banking infrastructure from scratch.
Digital Savings Wallets
Goal-Based Saving
Automated Savings
Flexible withdrawal controls
Smart Fund Management
Save in Naira or USD
How It Works.
1
Create Savings Accounts
Instantly generate savings wallets for users or businesses.
2
Automate Contributions
Users save manually or automatically through scheduled or rule-based deposits.
3
Track & Manage Funds
Users monitor balances, goals, and progress in real time.
4
Withdraw or Reinvest
Funds can be accessed based on configured rules or saving plans